Senior Commercial Analyst

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 700 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot https://uk.trustpilot.com/review/lendable.co.uk) So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

• Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo 3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

Lendable is the UK market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of application. Data Science and Analytics sits at the heart of this, developing the credit risk models and strategies to underwrite loan and credit card products. Our team is primarily focused on the pricing domain, working closely with product and credit to shape how customers discover our offering.

We're increasingly focused on new ways to reach and serve customers, from our own app to other channels, and use a range of analytical tools and techniques to bring these ideas to life. About the role You will be working in the UK Loans team at Lendable and will work on projects related to pricing, funnel performance and new product development, in collaboration with the credit and product teams. Join us if you want to

• Work in a small, high-impact team where you will be mentored to solve complex analytical problems, eventually taking ownership of your own strategies
• Be resourceful to solve problems and find smarter solutions than the status quo
• Work closely with other members of the team that will support developing your commercial and analytical expertise Our team's objectives
• The pricing team owns the loans funnel analytics and pricing strategy
• We work across the business in a multidisciplinary capacity to identify issues, translate business problems into data questions, analyse and propose solutions How you'll impact those objectives
• Learn the domain of products that Lendable serves, understanding the data that informs strategy is essential to being able to successfully contribute value
• Frame ambiguous problems clearly, breaking them down into testable questions and structured analyses
• Research and propose improvements to our pricing strategies and support the development of new products and features
• Clearly communicate results to stakeholders through verbal and written communication
• Share ideas with the wider team, learn from and contribute to the body of knowledge Key

Strong numerical and analytical skills, with the ability to structure ambiguous problems and reason through them rigorously

• Confident working with SQL and data to independently investigate and answer business questions
• Comfortable using modern AI tools as part of your everyday workflow to accelerate analysis and research
• Comfortable defining metrics, forming hypotheses, and evaluating trade-offs to guide decisions
• Confident communicator and contributes effectively within a team environment
• Self-driven and willing to take ownership of specific tasks and analyses
• 2-3 years' experience in an analytical or product-facing role, ideally within a financial technology environment

Prior experience with pricing or financial modelling

• Interest in Python or other tools for data analysis The interview process
• A phone call with one of the team
• Video Call case study (Remote)
• Onsite Interview
• Culture Interview
• Meet the team you'll work with daily

Winning team: the opportunity to scale up one of the world’s most successful fintech companies

• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
• Health coverage: support for your physical and mental wellbeing, including private health cover
• Retirement & savings: long-term financial wellbeing through retirement savings plans
• Employee referral programme: earn a competitive bonus when you refer successful new team members
• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
• Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner. Check out our blog https://blog.lendable.co.uk/!